There are lots of reasons the public calls on McGettigan Appraisal Services

Thousands of people in Pennsylvania buy, sell or refinance their home every year. A lot of these transactions contain a simple line item for an appraisal. Nearly all lenders still need a local expert because the stakes are very high, even though there are an increasing number of automated home valuation processes that may appear more economical than an appraisal. You might assume that getting a mortgage is the only reason to acquire an appraisal, but there are additional times when the services of a licensed, independent real estate professional could come in handy.


	Contact McGettigan Appraisal Services if you're planning on any transaction where the value of your property is a factor. Just click here

Let McGettigan Appraisal Services help you appeal your tax assessment in Delaware County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from McGettigan Appraisal Services is your best evidence. At McGettigan Appraisal Services,we can assist you in challenging your tax assessment.

Let McGettigan Appraisal Services assist you in lowering your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the property, most lenders ask buyers to buy an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this additional payment is lumped into the monthly mortgage payment and is soon forgotten. This is damaging because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, McGettigan Appraisal Services can give you a statement regarding the value of your home. The price you paid for the appraisal can often be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from McGettigan Appraisal Services

A divorce can be a very daunting experience for both parties, and it is often even more complicated by the troublesome decision of who gets the home. It's a good idea to get an appraisal from McGettigan Appraisal Services so both parties are fully aware of the true market value of their home, regardless of the situation.

The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation with help from McGettigan Appraisal ServicesSettling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let McGettigan Appraisal Services help you with relocating to or from Delaware County

We are aware of the headaches associated with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our thorough process.

Let McGettigan Appraisal Services assist you in selling your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.